Personal Checking

Checking Accounts

We offer a variety of personal checking accounts, Take a look at the features and choose the one that best fits your needs.

Regular Checking Account

• Minimum deposit of $100.00 to open account
• Minimum balance fee of $8.50 monthly if the daily balance of the account falls below $500.00 any day of your statement cycle
• Monthly statement
• A fee of $15.00 may be assessed if you close your account within 90 days from the date the account is opened

Checking for People Over Age 65

• Minimum deposit of $100.00 to open account
• No monthly service charge or minimum balance fee on this account
• Monthly statement
• A fee of $15.00 may be assessed if you close your account within 90 days from the date the account is opened

Free Checking for Students

• Minimum deposit of $50.00 to open account
• Monthly statement
• No monthly service charge or minimum balance fee on this account
• Free until age 24
• After age 24, Regular Checking account fees apply
• A fee of $15.00 may be assessed if you close your account within 90 days from the date the account is opened

Golden NOW Checking

• Checking for those age 50 and older
• Minimum deposit of $100.00 to open account
• Minimum balance fee of $8.50 monthly if the daily balance of the account falls below $500.00 any day of your statement cycle
• Monthly statement
• Interest compounded and credited monthly
• Interest can be withdrawn when credited
• You must maintain a minimum daily balance of $100.00 to obtain the disclosed APY
• If you close your account before interest is credited, you will not receive the accrued interest
• The interest rate and annual percentage yield may change daily
• A fee of $15.00 may be assessed if you close your account within 90 days from the date the account is opened

Super NOW High Interest Checking Account

• Minimum deposit of $2,500.00 to open account
• Minimum balance fee of $12.00 monthly if the daily balance of the account falls below $2500.00 any day of your statement cycle
• Monthly statement
• Interest compounded and credited monthly
• Interest can be withdrawn when credited
• You must maintain a minimum daily balance of $2,500.00 to obtain the disclosed APY
• If you close your account before interest is credited, you will not receive the accrued interest
• The interest rate and annual percentage yield may change daily
• A fee of $15.00 may be assessed if you close your account within 90 days from the date the account is opened