CHECKING ACCOUNTS

Regular Checking Account

  • Minimum deposit of $100.00 to open account.
  • Minimum balance fee of $7.50 monthly if the daily balance of the account falls below $500.00 any day of your statement cycle.
  • Monthly statement.
  • A fee of $15.00 may be assessed if you close your account within 90 days from the date the account is opened.

Checking for People Over Age 65

  • Minimum deposit of $100.00 to open account.
  • No monthly service charge or minimum balance fee on this account.
  • Monthly statement.
  • A fee of $15.00 may be assessed if you close your account within 90 days from the date the account is opened.

Free Checking for Students

  • Minimum deposit of $100.00 to open account.
  • Monthly statement.
  • No monthly service charge or minimum balance fee on this account
  • No per check charge
  • Free until age 24
  • After age 24, Regular Checking account fees apply
  • A fee of $15.00 may be assessed if you close your account within 90 days from the date the account is opened.

Golden NOW Checking

  • Checking for those age 50 and older
  • Minimum deposit of $100.00 to open account.
  • Monthly service charge with a minimum daily balance of:
    • $500.00 or more ………..………………..NONE
    • Below $500.00….…………………….……$7.50
  • Monthly statement
  • Interest compounded and credited monthly
  • Interest can be withdrawn when credited
  • You must maintain a minimum daily balance of $100.00 to obtain the disclosed APY.
  • If you close your account before interest is credited, you will not receive the accrued interest.
  • The interest rate and annual percentage yield may change daily.
  • A fee of $15.00 may be assessed if you close your account within 90 days from the date the account is opened.

Super NOW High Interest Checking Account

  • Minimum deposit of $2,500.00 to open account
  • Monthly service charge with a minimum daily balance of:
    • $2,500.00 or more ………………………..NONE
    • Below $2,500.00..…………………………$10.00
  • Monthly statement
  • Interest compounded and credited monthly
  • Interest can be withdrawn when credited
  • You must maintain a minimum daily balance of $2,500.00 to obtain the disclosed APY.
  • If you close your account before interest is credited, you will not receive the accrued interest.
  • The interest rate and annual percentage yield may change daily
  • A fee of $15.00 may be assessed if you close your account within 90 days from the date the account is opened.